Short Term Medical Insurance protects you from medical expenses for unexpected illnesses or injuries for a specified length of time. This plan can provide nearly 12 months of coverage with a one-time purchase of four certificates giving you consecutive coverage without gaps!
Easy Online Enrollment!
No network requirements!
Wide Range Of Deductibles Available!
$1 Million Maximum Benefit!
Deductible options of $1,000, $1,500, $2,000, $2,500, $3,000, $5,000, $7,500 and $10,000.Maximum out-of-pocket as low as $3,000 per person, per coverage period.
20%-30% coinsurance options.
$30 primary physician copay, $60 Urgent Care and specialty physician copay benefits.
Average Semi-Private room rate, including nursing services.
Ground Ambulance: Up to $1,000 per coverage period.
Air Ambulance: Up to $2,500 per coverage period.
Maximum of 40 days
$50 per visit; 20 visit max.
Outpatient: $50 per visit; 10 visit max; inpatient: $100 per day, 31 day max
$2,000 per coverage period.
Maximum of 60 days.
Same as any other illness/accident..
Easy online enrollment ad immediate online confirmation and fulfillment are available, including medical ID cards.
Unlike other plans, there is no application fee.
This plan offers you the freedom to choose doctors and hospitals without facing out-of-network penalties.
If treatment is received at an urgent care center, simply pay the $60 co-pay.
If you are not 100% satisfied with your Companion life insurance plan, provide a written request for cancellation to Companion Life within 10 days of receipt. Certificate of coverage will be cancelled as of the effective date and your premium will be returned.
*Individuals who purchase a Companion Life insurance policy in specific states become members of Communicating for America, Inc. (CA), a non-profit, 501(c)(6) association that promotes the betterment of general health and welfare for all Americans, particularly those who are self-employed or own a small business. Non-insurance benefits included with each Companion Life short term medical policy are administered by CA.
*This is a partial list of exclusions and limitations. Please see the certificate for detailed information about these and other policy exclusions and limitations. Benefits, provisions, limitations and exclusions may vary by state.
who missed the open enrollment period.
losing coverage from parent’s plan.
for employer benefits to start..
who do not have coverage under parent’s plan.
due to life circumstances.
without group insurance coverage.
to apply for coverage on the marketplace during Special Enrollment.